Implementation of Modern Management Technologies in Financial Institutions

Abstract

In the context of rapid technological advancement, this thesis explores financial technology's (FinTech) role in enhancing commercial banks' efficiency and profitability. The study focuses on transforming the banking sector by applying cutting-edge technologies such as artificial intelligence, big data, blockchain, and cloud computing. It examines the impact of FinTech on banks' operational and financial performance, with a special emphasis on China Merchants Bank as a case study. The findings highlight the importance of continuous innovation in financial technology and the strategic adoption of digital tools to ensure sustainable growth in the banking industry. The study underscores banks' need to embrace these changes to enhance operational efficiency and secure long-term profitability.